This instance couldn't reach its API specification on the last attempt, so this page shows the copy fetched before that. Anything added or changed since then is missing here, and the reference updates itself as soon as the specification is readable again. Last fetched 2026-11-12 05:58 UTC.
Example body:
```
{
"isEnabled": true,
"policyMode": "Attempt",
"apiKey": "…",
"jwtSecret": "…",
"endpointEnvironment": "Sandbox",
"requestorUrl": "https://checkout.example.com",
"challengeEnabled": true,
"protocolVersion": "2.2.0"
}
```
Omitting `jwtSecret` keeps the secret already stored, which is what a caller that read the
binding first will naturally send, because reads never return it. Optionally send
`If-Match: "<concurrencyStamp>"` for optimistic concurrency (409 on a stale stamp).
Signed in, you can send this request to your own sandbox merchant from the console
and read the answer.
Sign in to try it.
Example request
Every block below sends the same request. Replace {{BASE_URL}} with the address of the API you are calling and {{API_KEY}} with your own key.
The request body is a MerchantThreeDSBinding. See the Request body section below for its fields.
Parameters
Name
In
Type
Description
idrequired
path
string (uuid)
The merchant id.
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
The provider to bind (authoritative; any provider on the body is ignored).
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Fake
Deterministic in-memory provider that performs no network calls. The local-dev, CI, and default-selection provider, and the safe landing spot for an absent configuration value.
Paay
Paay (API brand "3DS Integrator"), reached over its Direct API. Supports authentication, the 3DS Method step, the cardholder challenge, and 3RI; it documents no decoupled or Secure Payment Confirmation capability, so the registry refuses those.
suppressNullsrequired
query
boolean
If true, omit properties with null values.
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Which 3-D Secure provider this entry binds the merchant to. A null provider type is treated
as no binding at all rather than as `Fake`, so an incompletely
boarded row cannot silently become a live selection.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Fake
Deterministic in-memory provider that performs no network calls. The local-dev, CI, and default-selection provider, and the safe landing spot for an absent configuration value.
Paay
Paay (API brand "3DS Integrator"), reached over its Direct API. Supports authentication, the 3DS Method step, the cardholder challenge, and 3RI; it documents no decoupled or Secure Payment Confirmation capability, so the registry refuses those.
isEnabledrequired
boolean
Master enable flag for this provider on this merchant. When `false` or null, the binding
is not used even though the row exists.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
How hard the merchant wants authentication applied. Null means the platform default, which
callers read as `Off`.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Off
Do not attempt 3-D Secure at all. The safe landing spot for an absent stored value.
Attempt
Attempt authentication, but continue with the payment when it cannot be completed. Liability shift is taken where the issuer grants it and forgone where it does not.
Require
Attempt authentication and refuse the payment when it cannot be completed. The merchant has chosen never to process an unauthenticated transaction on the surfaces this applies to.
apiKeyrequired
string
The vendor API key. Not a secret in the sense the JWT secret is (it is sent as a request
header and appears as a JWT audience), so it round-trips on reads; it is still never logged.
Required: When IsEnabled is true.nullablemax length 256
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
jwtSecretrequired
string
The shared secret the request JWT is signed with.
<b>Stored encrypted.</b> It is stripped, not decrypted, on every read that leaves the server:
the admin UI and the API both see null here and re-send the secret only when the operator
changes it. Only the server-side call to the provider ever uses the plaintext.nullablemax length 512
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
jwtSecretConfiguredrequired
boolean
Whether a JWT secret is stored for this binding, for the editor that is never allowed to see the
secret itself.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Which of the vendor's environments this binding points at. Null reads as
`Sandbox`.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Sandbox
The vendor's test environment. The safe landing spot for an absent stored value.
Live
The vendor's production environment.
requestorUrlrequired
string
The merchant-facing origin the vendor validates authentication requests against: the HPP or
checkout origin the cardholder's browser is on. HTTPS only.
Conditional: When RequestorUrl is not empty.
Required: When IsEnabled is true.nullablemax length 512
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
challengeEnabledrequired
boolean
Whether the merchant permits the vendor to raise an interactive challenge. Null reads as not
enabled.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
protocolVersionrequired
string
The 3-D Secure protocol version to request, from
`SupportedProtocolVersions`. Null means the provider's own
default. A stored value that is no longer supported reads back as null.
Conditional: When ProtocolVersion is not empty.nullablemax length 16
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
providerRegistrationIdrequired
string (uuid)
Optional pointer at a vendor-side registration record for this merchant, for vendors that
board a merchant out of band and hand back an identifier. Nullable because most bindings
carry credentials and nothing else, and because a deleted registration should leave an
inspectable dangling reference rather than a hard failure.nullable
Values:Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
This request body has no documented fields.
Responses
Errors
A failed request returns the platform error envelope. The
error reference lists every value
error.code can carry and shows the four response shapes.