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API reference StoredCredentialConsents

Stored Credential Consents: Gets the consent text to show the cardholder.

POST /api/stored-credential-consents/consent-config deprecated

Requires: StoredCredentialConsents.StoredCredentialConsents, merchant scope.

Returns the rendered consent text for your merchant, its `version`, whether consent is required, and the disclosure links. Show the cardholder `text.rendered`, then send `text.version` as `consentTextVersion` when you record the consent with a token create. The platform keeps the exact text with the consent, and the consent read returns it.

Signed in, you can send this request to your own sandbox merchant from the console and read the answer. Sign in to try it.

Example request

Each example below is one request, shown in every language. Choose an example and a language, then replace {{BASE_URL}} with the address of the API you are calling and {{API_KEY}} with your own key.

The request body is a GetConsentConfigInput. See the Request body section below for its fields.

Code sample language
Request example

Gets the text to show a cardholder who is saving a card for a subscription. Show the returned text next to the consent checkbox, then send the returned version as consentTextVersion when you store the card. Omit merchantName to use your merchant's display name.

cURL

curl -X POST "{{BASE_URL}}/api/stored-credential-consents/consent-config" \
  -H "api-key: {{API_KEY}}" \
  -H "Content-Type: application/json" \
  -d '{
  "usage": "Recurring",
  "merchantName": "Acme Fitness",
  "kind": "Card"
}'

PowerShell

$headers = @{
    'api-key' = '{{API_KEY}}'
}

$body = @'
{
  "usage": "Recurring",
  "merchantName": "Acme Fitness",
  "kind": "Card"
}
'@

$response = Invoke-RestMethod -Method POST -Uri '{{BASE_URL}}/api/stored-credential-consents/consent-config' `
    -Headers $headers -ContentType 'application/json' -Body $body

npm install @winkpg/winkpg-api

TypeScript (SDK)

import { Configuration, StoredCredentialConsentsApi } from '@winkpg/winkpg-api';

const api = new StoredCredentialConsentsApi(new Configuration({
  basePath: '{{BASE_URL}}',
  apiKey: '{{API_KEY}}',
}));

const { data } = await api.consentConfigGet({
  "usage": "Recurring",
  "merchantName": "Acme Fitness",
  "kind": "Card"
});

TypeScript (raw HTTP)

const response = await fetch('{{BASE_URL}}/api/stored-credential-consents/consent-config', {
  method: 'POST',
  headers: {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "usage": "Recurring",
    "merchantName": "Acme Fitness",
    "kind": "Card"
  }),
});

const data = await response.json();

dotnet add package WinkPg.Api.Client

C# (SDK)

using WinkPg.Api.Client.Api;
using WinkPg.Api.Client.Client;
using System.Text.Json;

var config = new Configuration { BasePath = "{{BASE_URL}}" };
config.AddApiKey("api-key", "{{API_KEY}}");

var api = new StoredCredentialConsentsApi(config);
var body = JsonSerializer.Deserialize<GetConsentConfigInput>("""
    {
      "usage": "Recurring",
      "merchantName": "Acme Fitness",
      "kind": "Card"
    }
    """);

var result = await api.ConsentConfigGetAsync(body);

C# (raw HTTP)

using System.Text;

using var http = new HttpClient { BaseAddress = new Uri("{{BASE_URL}}") };

var request = new HttpRequestMessage(new HttpMethod("POST"), "/api/stored-credential-consents/consent-config");
request.Headers.Add("api-key", "{{API_KEY}}");

request.Content = new StringContent("""
    {
      "usage": "Recurring",
      "merchantName": "Acme Fitness",
      "kind": "Card"
    }
    """, Encoding.UTF8, "application/json");

var response = await http.SendAsync(request);
response.EnsureSuccessStatusCode();
var json = await response.Content.ReadAsStringAsync();

pip install winkpg-api

Python (SDK)

import winkpg_api

configuration = winkpg_api.Configuration(host="{{BASE_URL}}")
configuration.api_key["ApiKey"] = "{{API_KEY}}"

with winkpg_api.ApiClient(configuration) as client:
    api = winkpg_api.StoredCredentialConsentsApi(client)
    body = winkpg_api.GetConsentConfigInput.from_dict({
      "usage": "Recurring",
      "merchantName": "Acme Fitness",
      "kind": "Card"
    })
    result = api.consent_config_get(body)

pip install requests

Python (raw HTTP)

import requests

headers = {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
}

body = {
  "usage": "Recurring",
  "merchantName": "Acme Fitness",
  "kind": "Card"
}

response = requests.request(
    "POST",
    "{{BASE_URL}}/api/stored-credential-consents/consent-config",
    headers=headers,
    json=body,
)
response.raise_for_status()
data = response.json()

Gets the subscription consent text with the convenience fee every charge carries, so the cardholder agrees to the fee before the first charge. Pass only a fee your charges actually assess.

cURL

curl -X POST "{{BASE_URL}}/api/stored-credential-consents/consent-config" \
  -H "api-key: {{API_KEY}}" \
  -H "Content-Type: application/json" \
  -d '{
  "usage": "Recurring",
  "kind": "Card",
  "convenienceFeeDisclosure": "$2.50 per payment"
}'

PowerShell

$headers = @{
    'api-key' = '{{API_KEY}}'
}

$body = @'
{
  "usage": "Recurring",
  "kind": "Card",
  "convenienceFeeDisclosure": "$2.50 per payment"
}
'@

$response = Invoke-RestMethod -Method POST -Uri '{{BASE_URL}}/api/stored-credential-consents/consent-config' `
    -Headers $headers -ContentType 'application/json' -Body $body

npm install @winkpg/winkpg-api

TypeScript (SDK)

import { Configuration, StoredCredentialConsentsApi } from '@winkpg/winkpg-api';

const api = new StoredCredentialConsentsApi(new Configuration({
  basePath: '{{BASE_URL}}',
  apiKey: '{{API_KEY}}',
}));

const { data } = await api.consentConfigGet({
  "usage": "Recurring",
  "kind": "Card",
  "convenienceFeeDisclosure": "$2.50 per payment"
});

TypeScript (raw HTTP)

const response = await fetch('{{BASE_URL}}/api/stored-credential-consents/consent-config', {
  method: 'POST',
  headers: {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "usage": "Recurring",
    "kind": "Card",
    "convenienceFeeDisclosure": "$2.50 per payment"
  }),
});

const data = await response.json();

dotnet add package WinkPg.Api.Client

C# (SDK)

using WinkPg.Api.Client.Api;
using WinkPg.Api.Client.Client;
using System.Text.Json;

var config = new Configuration { BasePath = "{{BASE_URL}}" };
config.AddApiKey("api-key", "{{API_KEY}}");

var api = new StoredCredentialConsentsApi(config);
var body = JsonSerializer.Deserialize<GetConsentConfigInput>("""
    {
      "usage": "Recurring",
      "kind": "Card",
      "convenienceFeeDisclosure": "$2.50 per payment"
    }
    """);

var result = await api.ConsentConfigGetAsync(body);

C# (raw HTTP)

using System.Text;

using var http = new HttpClient { BaseAddress = new Uri("{{BASE_URL}}") };

var request = new HttpRequestMessage(new HttpMethod("POST"), "/api/stored-credential-consents/consent-config");
request.Headers.Add("api-key", "{{API_KEY}}");

request.Content = new StringContent("""
    {
      "usage": "Recurring",
      "kind": "Card",
      "convenienceFeeDisclosure": "$2.50 per payment"
    }
    """, Encoding.UTF8, "application/json");

var response = await http.SendAsync(request);
response.EnsureSuccessStatusCode();
var json = await response.Content.ReadAsStringAsync();

pip install winkpg-api

Python (SDK)

import winkpg_api

configuration = winkpg_api.Configuration(host="{{BASE_URL}}")
configuration.api_key["ApiKey"] = "{{API_KEY}}"

with winkpg_api.ApiClient(configuration) as client:
    api = winkpg_api.StoredCredentialConsentsApi(client)
    body = winkpg_api.GetConsentConfigInput.from_dict({
      "usage": "Recurring",
      "kind": "Card",
      "convenienceFeeDisclosure": "$2.50 per payment"
    })
    result = api.consent_config_get(body)

pip install requests

Python (raw HTTP)

import requests

headers = {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
}

body = {
  "usage": "Recurring",
  "kind": "Card",
  "convenienceFeeDisclosure": "$2.50 per payment"
}

response = requests.request(
    "POST",
    "{{BASE_URL}}/api/stored-credential-consents/consent-config",
    headers=headers,
    json=body,
)
response.raise_for_status()
data = response.json()

Gets the bank account authorization text for a customer saving a bank account to pay later invoices on request.

cURL

curl -X POST "{{BASE_URL}}/api/stored-credential-consents/consent-config" \
  -H "api-key: {{API_KEY}}" \
  -H "Content-Type: application/json" \
  -d '{
  "usage": "UnscheduledCOF",
  "kind": "Ach"
}'

PowerShell

$headers = @{
    'api-key' = '{{API_KEY}}'
}

$body = @'
{
  "usage": "UnscheduledCOF",
  "kind": "Ach"
}
'@

$response = Invoke-RestMethod -Method POST -Uri '{{BASE_URL}}/api/stored-credential-consents/consent-config' `
    -Headers $headers -ContentType 'application/json' -Body $body

npm install @winkpg/winkpg-api

TypeScript (SDK)

import { Configuration, StoredCredentialConsentsApi } from '@winkpg/winkpg-api';

const api = new StoredCredentialConsentsApi(new Configuration({
  basePath: '{{BASE_URL}}',
  apiKey: '{{API_KEY}}',
}));

const { data } = await api.consentConfigGet({
  "usage": "UnscheduledCOF",
  "kind": "Ach"
});

TypeScript (raw HTTP)

const response = await fetch('{{BASE_URL}}/api/stored-credential-consents/consent-config', {
  method: 'POST',
  headers: {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "usage": "UnscheduledCOF",
    "kind": "Ach"
  }),
});

const data = await response.json();

dotnet add package WinkPg.Api.Client

C# (SDK)

using WinkPg.Api.Client.Api;
using WinkPg.Api.Client.Client;
using System.Text.Json;

var config = new Configuration { BasePath = "{{BASE_URL}}" };
config.AddApiKey("api-key", "{{API_KEY}}");

var api = new StoredCredentialConsentsApi(config);
var body = JsonSerializer.Deserialize<GetConsentConfigInput>("""
    {
      "usage": "UnscheduledCOF",
      "kind": "Ach"
    }
    """);

var result = await api.ConsentConfigGetAsync(body);

C# (raw HTTP)

using System.Text;

using var http = new HttpClient { BaseAddress = new Uri("{{BASE_URL}}") };

var request = new HttpRequestMessage(new HttpMethod("POST"), "/api/stored-credential-consents/consent-config");
request.Headers.Add("api-key", "{{API_KEY}}");

request.Content = new StringContent("""
    {
      "usage": "UnscheduledCOF",
      "kind": "Ach"
    }
    """, Encoding.UTF8, "application/json");

var response = await http.SendAsync(request);
response.EnsureSuccessStatusCode();
var json = await response.Content.ReadAsStringAsync();

pip install winkpg-api

Python (SDK)

import winkpg_api

configuration = winkpg_api.Configuration(host="{{BASE_URL}}")
configuration.api_key["ApiKey"] = "{{API_KEY}}"

with winkpg_api.ApiClient(configuration) as client:
    api = winkpg_api.StoredCredentialConsentsApi(client)
    body = winkpg_api.GetConsentConfigInput.from_dict({
      "usage": "UnscheduledCOF",
      "kind": "Ach"
    })
    result = api.consent_config_get(body)

pip install requests

Python (raw HTTP)

import requests

headers = {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
}

body = {
  "usage": "UnscheduledCOF",
  "kind": "Ach"
}

response = requests.request(
    "POST",
    "{{BASE_URL}}/api/stored-credential-consents/consent-config",
    headers=headers,
    json=body,
)
response.raise_for_status()
data = response.json()

Parameters

Name In Type Description
suppressNulls required query boolean If true, omit properties with null values.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

Request body

application/json , required

Field Type Description
usage required StoredCredentialUsage StoredCredentialUsage Filter for which `StoredCredentialUsage` scopes to render bullets for. When null or `None`, all permitted scopes render; the caller is expected to be rendering a generic consent page. Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
None No permitted uses. Consent record is effectively inactive.
Recurring Scheduled recurring charges (subscriptions, membership dues). Maps to Recurring.
Installment Fixed-schedule installment plans dividing a known total. Maps to Installment.
UnscheduledCOF Merchant-triggered charges for pre-agreed events (balance top-ups, usage overages, no-show fees, delayed charges). Maps to several MIT reason codes including UnscheduledCOF, NoShow, DelayedCharge, and IncrementalAuth.
OneTimeFuture A single known future cardholder-initiated purchase the credential was saved for (e.g. "save card for my next order"). Not used for MITs.
merchantName required string Merchant name to substitute into `{{MerchantName}}`. Optional. When unset, the service falls back to the authenticated merchant's display name. Conditional: When MerchantName is not null. Max length: 200. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
kind required ConsentPaymentKind ConsentPaymentKind Which payment instrument the consent applies to. Selects the card vs ACH sibling template and the matching tokenization-protection wording. Defaults to `Card`.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Card Card credentials. Renders ConsentTemplateNames.Consent (the default).
Ach Bank account (ACH). Renders ConsentTemplateNames.AchConsent.
convenienceFeeDisclosure required string Free-text description of a convenience fee the cardholder will be charged on every charge under this authorization (e.g. "$2.50 per payment"). Substituted into Section 3 of the rendered text; when null or blank, the fee line does not render at all. Conditional: When ConvenienceFeeDisclosure is not null. Max length: 500. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
cardPriceDisclosure required string Free-text statement of the card price charged to a card on every charge under this authorization, for a merchant that posts a cash price and a card price (e.g. "$104.00 per payment, against a cash price of $100.00"). Substituted into Section 3 of the rendered text; when null or blank, the card price line does not render at all. Card consents only. Conditional: When CardPriceDisclosure is not null. Max length: 500. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
surchargeDisclosure required string Statement of the surcharge ceiling a recurring or installment charge to a card may carry (e.g. "up to 3 percent of each payment, added to the amount above when a credit card is charged"). Substituted into Section 3 of the rendered text; when null or blank, the surcharge line does not render at all. Card consents only. Conditional: When SurchargeDisclosure is not null. Max length: 500. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

This request body has no documented fields.

Responses

Response status

The consent text and its version.

Body: ConsentConfigDto ConsentConfigDto Each item has these fields.

Field Type Description
isConsentRequired required boolean True when the authenticated merchant's scope has consent capture enforced. A transaction that tokenizes/persists a card without a `StoredCredentialConsentInput` will be rejected with `stored_credential_consent_required`.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
allowedUsages required StoredCredentialUsage StoredCredentialUsage The usage scopes the merchant's configuration permits. Matches the flags that can legitimately appear on captured consents for this merchant; consumers render only the matching checkboxes / bullets. Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
None No permitted uses. Consent record is effectively inactive.
Recurring Scheduled recurring charges (subscriptions, membership dues). Maps to Recurring.
Installment Fixed-schedule installment plans dividing a known total. Maps to Installment.
UnscheduledCOF Merchant-triggered charges for pre-agreed events (balance top-ups, usage overages, no-show fees, delayed charges). Maps to several MIT reason codes including UnscheduledCOF, NoShow, DelayedCharge, and IncrementalAuth.
OneTimeFuture A single known future cardholder-initiated purchase the credential was saved for (e.g. "save card for my next order"). Not used for MITs.
text required ConsentTextConfigDto ConsentTextConfigDto Rendered consent text with version metadata.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

Fields of ConsentTextConfigDto:

Field Type Description
version required string Version hash of the rendered template. Clients persist this and submit it back on the transaction so WinkPG records exactly what the cardholder saw. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
rendered required string Fully-rendered, substituted consent text with merchant variables applied. No `{{Variable}}` markers should remain in well-configured merchants; any that do are surfaced via `missingVariables` for diagnosis. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
locale required string Locale of the rendered text. Single-locale (en-US) for v1. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
lastUpdatedAt required string (date-time) Reserved. Always `1970-01-01T00:00:00Z` today; `version` is the identity of the text.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
missingVariables required array of string array of Reserved for the names of template variables that had no value at render time. Always empty today. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

This body has no documented fields.

disclosures required ConsentDisclosuresDto ConsentDisclosuresDto Merchant-configured disclosure URLs referenced from the consent text.
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

Fields of ConsentDisclosuresDto:

Field Type Description
termsUrl required string Merchant's terms of service URL. Empty when not configured. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
privacyUrl required string Merchant's privacy policy URL. Empty when not configured. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

This body has no documented fields.

This response has no documented body fields.

The request was refused because a rate limit was exceeded, or because something a later retry can clear stopped it. A rate limit refusal carries an `application/problem+json` body: wait at least the interval `Retry-After` names before retrying, then back off. Limits are tuned per deployment, so read the allowance from the response headers rather than assuming a fixed ceiling. Any other refusal carries the standard error envelope as `application/json`, and its `error.code` names the cause.

Body: RemoteServiceErrorResponse RemoteServiceErrorResponse Each item has these fields.

Field Type Description
error required RemoteServiceErrorInfo RemoteServiceErrorInfo
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

This response has no documented body fields.

  1. 400 Bad Request Bad request. The request was malformed or failed validation. When validation rejected it, `error.validationErrors` names each member at fault and why.
  2. 401 Unauthorized Unauthorized. The request carried no API key or signed-in session, or the key it carried is invalid, revoked or expired.
  3. 403 Forbidden Forbidden. The API key lacks the scope this operation needs, the signed-in user lacks the permission, or a business rule refused the request. The error code in the body names the reason.
  4. 404 Not Found Not found. The resource the request names does not exist or is not visible to the caller: a resource that belongs to a merchant or tenant outside the caller's scope is reported as not found.
  5. 500 Internal Server Error Internal server error. The platform failed unexpectedly while handling the request. If it keeps failing, contact support and quote the correlation id, which the response carries in the `X-Correlation-Id` header and as `error.data.correlationId`.
  6. 501 Not Implemented Not implemented. The operation is declared but has no implementation on this deployment, so no request to it can succeed. Retrying does not help.
  7. default The request failed. The body carries the standard error envelope: a machine-readable `error.code`, a human-readable `error.message`, and `error.validationErrors` when the failure was a validation rejection. The error reference lists the values `error.code` can take.The request failed. The body carries the standard error envelope: a machine-readable `error.code`, a human-readable `error.message`, and `error.validationErrors` when the failure was a validation rejection. The error reference lists the values `error.code` can take.

Body: RemoteServiceErrorResponse RemoteServiceErrorResponse Each item has these fields.

Field Type Description
error required RemoteServiceErrorInfo RemoteServiceErrorInfo
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

Fields of RemoteServiceErrorInfo:

Field Type Description
code required string nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
message required string nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
details required string nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
data required object nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
validationErrors required array of RemoteServiceValidationErrorInfo array of RemoteServiceValidationErrorInfo nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

This body has no documented fields.

This response has no documented body fields.

Errors

A failed request returns the platform error envelope. The error reference lists every value error.code can carry and shows the four response shapes.

Codes declared by Stored Credential Consents

Authentication

  • ApiKey with scopes

Reconnecting to the server

Could not reconnect

This session has ended

Attempt 1

Your work on this page is still here. Retrying keeps it; reloading starts the page again.

The server no longer holds this page's state, so it has to be loaded again.