# POST /api/tokens/create-standalone-async

Creates a token from card or check details, with no transaction attached.

The details are validated and stored encrypted, and the response carries the token
identifiers, numeric and card-format, alongside a masked echo of what was stored. Use this
to store a payment method before charging it; to store one while charging it, ask for
tokenization on the transaction instead.

A card needs its account number in the clear. This call takes no device data and decrypts
nothing, so it can't tokenize an encrypted card read from a payment terminal. Send the read on
a zero-dollar `Authorization` instead, which decrypts it and takes the account number from
it, and then create the token from that transaction with
`POST /api/tokens/create-from-transaction-async`.

**Operation ID:** `tokensCreateStandalone`

## Authorization

No permission required.

Requires API key scope: `tokens`

## Parameters

| Name | In | Required | Type | Description |
| --- | --- | --- | --- | --- |
| suppressNulls | query | no | boolean | If true, omit properties with null values. |

## Request Body

**Content type:** `application/json`

Schema: [`CreateStandaloneTokenRequestDto`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CreateStandaloneTokenRequestDto.md)

Properties:
- `merchantId` (string(uuid))
- `customerId` (string(uuid)): (nullable)
- `paymentDetails` ([PaymentDetailSnapshot](https://devportal.signapay-sbx.winkpg.io/docs/api/models/PaymentDetailSnapshot.md)): Conditional: When PaymentDetails is not null.
  Fields:
  - `cardData` ([CardData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CardData.md)): Conditional: When CardData is not null.
  - `checkData` ([CheckData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CheckData.md)): Conditional: When CheckData is not null.
  - `tokenData` ([TokenData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenData.md)): Conditional: When TokenData is not null.
  - `processorTokens` (array<[StoredProcessorToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredProcessorToken.md)>): Processor-issued reusable tokens (e.g. TSYS `RequestToken`) captured at auth time and stored alongside the card. Keyed by processor + processor profile; a repeat sale prefers a matching token at the rail and falls back to the PAN. An empty list when no processor token is held. (nullable)
  - `networkToken` ([StoredNetworkToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredNetworkToken.md)): The network token (DPAN) provisioned for this payment method, when one exists. On a read it carries only non-sensitive metadata: state, network, token suffix, expiry and timestamps. The token number and the provider identifiers are never returned.
  - `paymentMethodType` ([TokenPaymentMethodType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenPaymentMethodType.md)): (read only)
    Values:
    - `Unknown`: Not classified.
    - `Card`: A card, keyed or read.
    - `Check`: A bank account debited over ACH, or a check.
    - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
    - `AlternativePayment`: An alternative payment method approved inside a provider and presented as an approval reference.
- `type` ([TokenType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenType.md)): Defines the supported token types used in transaction-related models. Also aliased as the platform's payment-method category (`InitializeContext` imports it as `PaymentMethodCategory`), which is what the processor-profile pre-filter narrows on.
  Values:
  - `Card`: A card, keyed or read.
  - `Check`: A bank account debited over ACH, or a check.
  - `Cash`: Cash, which carries no instrument block of its own.
  - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
  - `AlternativePayment`: An alternative payment method approved inside a provider (PayPal, Venmo, Pay Later, Affirm, Klarna, Afterpay) and presented to the gateway as an approval reference.
- `category` ([TokenCategory](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenCategory.md)): Defines the category of a token used in transaction processing.
  Values:
  - `Internal`
  - `Network`
  - `Wallet`
- `idempotencyKey` (string): Optional caller-supplied key that makes this create safe to retry. Send the same key with the same payment details and the gateway returns the token it already minted instead of minting a second one, so a timeout or a network retry during a bulk import cannot leave you with two vault records for one card. Conditional: When IdempotencyKey is not empty. (nullable)
- `storedCredentialConsent` ([TokenStoredCredentialConsentInput](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenStoredCredentialConsentInput.md)): The cardholder's stored-credential consent, when you obtained it outside the platform before vaulting the card (for example on a payment terminal's screen or a signed form). Optional. The card or bank account is stored on the customer as a stored payment method and the consent is recorded against it, so a later merchant-initiated charge on the token resolves it. Conditional: When StoredCredentialConsent is not null.
  Fields:
  - `capturedAtUtc` (string(date-time)) required: When the cardholder agreed, in UTC. Required. A time more than five minutes in the future is refused. Conditional: When CapturedAtUtc is not null. Conditional: When CapturedAtUtc meets a condition. (nullable)
  - `method` ([ConsentCaptureMethod](https://devportal.signapay-sbx.winkpg.io/docs/api/models/ConsentCaptureMethod.md)) required: How the cardholder agreed. Required. A terminal sends `OnScreen` for acceptance on its screen, `SignedForm` for a signature, or `InPerson` for verbal agreement at the counter; `Phone`, `Email`, `OnlineForm` and `Other` are accepted too. (nullable)
    Values:
    - `InPerson`: In-person interaction. Cardholder was physically present.
    - `Phone`: Phone call with the cardholder (potentially recorded).
    - `SignedForm`: Paper / digital form signed by the cardholder.
    - `Email`: Email exchange in which cardholder agreed.
    - `OnlineForm`: Online form on the merchant's own website / app.
    - `OnScreen`: The cardholder accepted the terms on a device screen at the point of sale, such as a payment terminal or a tablet, at the moment the card was read.
    - `Other`: Other method not captured above. Operators / merchants use the notes field or merchant reference to explain.
  - `allowedUsages` ([StoredCredentialUsage](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredCredentialUsage.md)): The future uses the cardholder agreed to, as flags: `Recurring`, `Installment`, `UnscheduledCOF` and `OneTimeFuture`, combined when the cardholder agreed to more than one. Required, and at least one flag must be set. Conditional: When AllowedUsages != None. Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
    Values:
    - `None`: No permitted uses. Consent record is effectively inactive.
    - `Recurring`: Scheduled recurring charges (subscriptions, membership dues). Maps to Recurring.
    - `Installment`: Fixed-schedule installment plans dividing a known total. Maps to Installment.
    - `UnscheduledCOF`: Merchant-triggered charges for pre-agreed events (balance top-ups, usage overages, no-show fees, delayed charges). Maps to several MIT reason codes including UnscheduledCOF, NoShow, DelayedCharge, and IncrementalAuth.
    - `OneTimeFuture`: A single known future cardholder-initiated purchase the credential was saved for (e.g. "save card for my next order"). Not used for MITs.
  - `consentTextVersion` (string) required: The version of the consent text the cardholder was shown, as returned by the stored-credential consent configuration endpoint. Required, up to 200 characters. (nullable, max length 200)
  - `evidenceReference` (string): Your own reference to the evidence you kept, such as the identifier of a stored signature image or a terminal log line. Optional, up to 200 characters. Shown on the consent's evidence in the back office. (nullable, max length 200)
  - `enrollmentTerms` ([EnrollmentTermsInput](https://devportal.signapay-sbx.winkpg.io/docs/api/models/EnrollmentTermsInput.md)): The payment terms the cardholder agreed to. Required when `allowedUsages` includes `Recurring` or `Installment`, and then the amount, frequency and duration must each be set. Conditional: When EnrollmentTerms is not null. Required: When IncludesRecurringOrInstallment(AllowedUsages) is true.

_Example: Vault a card without a transaction_

Stores a card in the vault without charging it. The response returns the token's identifiers (id, and publicReference, the handle to show outside your own systems) and maskedPaymentDetails, the card with its number masked. The CVV is never stored and never returned.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
}
```

_Example: Vault a card, safe to retry_

The same create with an idempotency key, for a bulk import that may retry after a timeout. Resending the same key with the same card returns the token already minted instead of a second one; idempotencyStatus on the response reads KeyAccepted on the first call and Replayed on a retry. Use a fresh key for a different card.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
}
```

_Example: Vault a card on a customer with the cardholder's consent_

Stores a card on a customer and records the stored-credential consent the cardholder gave on a signed form. Send the customer's id as customerId. The card becomes a stored payment method on that customer, and the consent is recorded against it with an origin of Api, the capture time sent here and evidenceReference as its merchant reference. The response returns the token and storedCredentialConsentId. A later unscheduled merchant-initiated charge on the token resolves the consent, and carries no original network transaction id because this create makes no processor call. Send no idempotencyKey with a consent; repeating the same request returns the same token and consent. Fetch consentTextVersion from the stored-credential consent configuration endpoint and send the version you showed the cardholder.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
}
```

**Content type:** `text/json`

Schema: [`CreateStandaloneTokenRequestDto`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CreateStandaloneTokenRequestDto.md)

Properties:
- `merchantId` (string(uuid))
- `customerId` (string(uuid)): (nullable)
- `paymentDetails` ([PaymentDetailSnapshot](https://devportal.signapay-sbx.winkpg.io/docs/api/models/PaymentDetailSnapshot.md)): Conditional: When PaymentDetails is not null.
  Fields:
  - `cardData` ([CardData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CardData.md)): Conditional: When CardData is not null.
  - `checkData` ([CheckData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CheckData.md)): Conditional: When CheckData is not null.
  - `tokenData` ([TokenData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenData.md)): Conditional: When TokenData is not null.
  - `processorTokens` (array<[StoredProcessorToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredProcessorToken.md)>): Processor-issued reusable tokens (e.g. TSYS `RequestToken`) captured at auth time and stored alongside the card. Keyed by processor + processor profile; a repeat sale prefers a matching token at the rail and falls back to the PAN. An empty list when no processor token is held. (nullable)
  - `networkToken` ([StoredNetworkToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredNetworkToken.md)): The network token (DPAN) provisioned for this payment method, when one exists. On a read it carries only non-sensitive metadata: state, network, token suffix, expiry and timestamps. The token number and the provider identifiers are never returned.
  - `paymentMethodType` ([TokenPaymentMethodType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenPaymentMethodType.md)): (read only)
    Values:
    - `Unknown`: Not classified.
    - `Card`: A card, keyed or read.
    - `Check`: A bank account debited over ACH, or a check.
    - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
    - `AlternativePayment`: An alternative payment method approved inside a provider and presented as an approval reference.
- `type` ([TokenType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenType.md)): Defines the supported token types used in transaction-related models. Also aliased as the platform's payment-method category (`InitializeContext` imports it as `PaymentMethodCategory`), which is what the processor-profile pre-filter narrows on.
  Values:
  - `Card`: A card, keyed or read.
  - `Check`: A bank account debited over ACH, or a check.
  - `Cash`: Cash, which carries no instrument block of its own.
  - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
  - `AlternativePayment`: An alternative payment method approved inside a provider (PayPal, Venmo, Pay Later, Affirm, Klarna, Afterpay) and presented to the gateway as an approval reference.
- `category` ([TokenCategory](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenCategory.md)): Defines the category of a token used in transaction processing.
  Values:
  - `Internal`
  - `Network`
  - `Wallet`
- `idempotencyKey` (string): Optional caller-supplied key that makes this create safe to retry. Send the same key with the same payment details and the gateway returns the token it already minted instead of minting a second one, so a timeout or a network retry during a bulk import cannot leave you with two vault records for one card. Conditional: When IdempotencyKey is not empty. (nullable)
- `storedCredentialConsent` ([TokenStoredCredentialConsentInput](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenStoredCredentialConsentInput.md)): The cardholder's stored-credential consent, when you obtained it outside the platform before vaulting the card (for example on a payment terminal's screen or a signed form). Optional. The card or bank account is stored on the customer as a stored payment method and the consent is recorded against it, so a later merchant-initiated charge on the token resolves it. Conditional: When StoredCredentialConsent is not null.
  Fields:
  - `capturedAtUtc` (string(date-time)) required: When the cardholder agreed, in UTC. Required. A time more than five minutes in the future is refused. Conditional: When CapturedAtUtc is not null. Conditional: When CapturedAtUtc meets a condition. (nullable)
  - `method` ([ConsentCaptureMethod](https://devportal.signapay-sbx.winkpg.io/docs/api/models/ConsentCaptureMethod.md)) required: How the cardholder agreed. Required. A terminal sends `OnScreen` for acceptance on its screen, `SignedForm` for a signature, or `InPerson` for verbal agreement at the counter; `Phone`, `Email`, `OnlineForm` and `Other` are accepted too. (nullable)
    Values:
    - `InPerson`: In-person interaction. Cardholder was physically present.
    - `Phone`: Phone call with the cardholder (potentially recorded).
    - `SignedForm`: Paper / digital form signed by the cardholder.
    - `Email`: Email exchange in which cardholder agreed.
    - `OnlineForm`: Online form on the merchant's own website / app.
    - `OnScreen`: The cardholder accepted the terms on a device screen at the point of sale, such as a payment terminal or a tablet, at the moment the card was read.
    - `Other`: Other method not captured above. Operators / merchants use the notes field or merchant reference to explain.
  - `allowedUsages` ([StoredCredentialUsage](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredCredentialUsage.md)): The future uses the cardholder agreed to, as flags: `Recurring`, `Installment`, `UnscheduledCOF` and `OneTimeFuture`, combined when the cardholder agreed to more than one. Required, and at least one flag must be set. Conditional: When AllowedUsages != None. Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
    Values:
    - `None`: No permitted uses. Consent record is effectively inactive.
    - `Recurring`: Scheduled recurring charges (subscriptions, membership dues). Maps to Recurring.
    - `Installment`: Fixed-schedule installment plans dividing a known total. Maps to Installment.
    - `UnscheduledCOF`: Merchant-triggered charges for pre-agreed events (balance top-ups, usage overages, no-show fees, delayed charges). Maps to several MIT reason codes including UnscheduledCOF, NoShow, DelayedCharge, and IncrementalAuth.
    - `OneTimeFuture`: A single known future cardholder-initiated purchase the credential was saved for (e.g. "save card for my next order"). Not used for MITs.
  - `consentTextVersion` (string) required: The version of the consent text the cardholder was shown, as returned by the stored-credential consent configuration endpoint. Required, up to 200 characters. (nullable, max length 200)
  - `evidenceReference` (string): Your own reference to the evidence you kept, such as the identifier of a stored signature image or a terminal log line. Optional, up to 200 characters. Shown on the consent's evidence in the back office. (nullable, max length 200)
  - `enrollmentTerms` ([EnrollmentTermsInput](https://devportal.signapay-sbx.winkpg.io/docs/api/models/EnrollmentTermsInput.md)): The payment terms the cardholder agreed to. Required when `allowedUsages` includes `Recurring` or `Installment`, and then the amount, frequency and duration must each be set. Conditional: When EnrollmentTerms is not null. Required: When IncludesRecurringOrInstallment(AllowedUsages) is true.

_Example: Vault a card without a transaction_

Stores a card in the vault without charging it. The response returns the token's identifiers (id, and publicReference, the handle to show outside your own systems) and maskedPaymentDetails, the card with its number masked. The CVV is never stored and never returned.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
}
```

_Example: Vault a card, safe to retry_

The same create with an idempotency key, for a bulk import that may retry after a timeout. Resending the same key with the same card returns the token already minted instead of a second one; idempotencyStatus on the response reads KeyAccepted on the first call and Replayed on a retry. Use a fresh key for a different card.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
}
```

_Example: Vault a card on a customer with the cardholder's consent_

Stores a card on a customer and records the stored-credential consent the cardholder gave on a signed form. Send the customer's id as customerId. The card becomes a stored payment method on that customer, and the consent is recorded against it with an origin of Api, the capture time sent here and evidenceReference as its merchant reference. The response returns the token and storedCredentialConsentId. A later unscheduled merchant-initiated charge on the token resolves the consent, and carries no original network transaction id because this create makes no processor call. Send no idempotencyKey with a consent; repeating the same request returns the same token and consent. Fetch consentTextVersion from the stored-credential consent configuration endpoint and send the version you showed the cardholder.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
}
```

**Content type:** `application/*+json`

Schema: [`CreateStandaloneTokenRequestDto`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CreateStandaloneTokenRequestDto.md)

Properties:
- `merchantId` (string(uuid))
- `customerId` (string(uuid)): (nullable)
- `paymentDetails` ([PaymentDetailSnapshot](https://devportal.signapay-sbx.winkpg.io/docs/api/models/PaymentDetailSnapshot.md)): Conditional: When PaymentDetails is not null.
  Fields:
  - `cardData` ([CardData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CardData.md)): Conditional: When CardData is not null.
  - `checkData` ([CheckData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CheckData.md)): Conditional: When CheckData is not null.
  - `tokenData` ([TokenData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenData.md)): Conditional: When TokenData is not null.
  - `processorTokens` (array<[StoredProcessorToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredProcessorToken.md)>): Processor-issued reusable tokens (e.g. TSYS `RequestToken`) captured at auth time and stored alongside the card. Keyed by processor + processor profile; a repeat sale prefers a matching token at the rail and falls back to the PAN. An empty list when no processor token is held. (nullable)
  - `networkToken` ([StoredNetworkToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredNetworkToken.md)): The network token (DPAN) provisioned for this payment method, when one exists. On a read it carries only non-sensitive metadata: state, network, token suffix, expiry and timestamps. The token number and the provider identifiers are never returned.
  - `paymentMethodType` ([TokenPaymentMethodType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenPaymentMethodType.md)): (read only)
    Values:
    - `Unknown`: Not classified.
    - `Card`: A card, keyed or read.
    - `Check`: A bank account debited over ACH, or a check.
    - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
    - `AlternativePayment`: An alternative payment method approved inside a provider and presented as an approval reference.
- `type` ([TokenType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenType.md)): Defines the supported token types used in transaction-related models. Also aliased as the platform's payment-method category (`InitializeContext` imports it as `PaymentMethodCategory`), which is what the processor-profile pre-filter narrows on.
  Values:
  - `Card`: A card, keyed or read.
  - `Check`: A bank account debited over ACH, or a check.
  - `Cash`: Cash, which carries no instrument block of its own.
  - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
  - `AlternativePayment`: An alternative payment method approved inside a provider (PayPal, Venmo, Pay Later, Affirm, Klarna, Afterpay) and presented to the gateway as an approval reference.
- `category` ([TokenCategory](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenCategory.md)): Defines the category of a token used in transaction processing.
  Values:
  - `Internal`
  - `Network`
  - `Wallet`
- `idempotencyKey` (string): Optional caller-supplied key that makes this create safe to retry. Send the same key with the same payment details and the gateway returns the token it already minted instead of minting a second one, so a timeout or a network retry during a bulk import cannot leave you with two vault records for one card. Conditional: When IdempotencyKey is not empty. (nullable)
- `storedCredentialConsent` ([TokenStoredCredentialConsentInput](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenStoredCredentialConsentInput.md)): The cardholder's stored-credential consent, when you obtained it outside the platform before vaulting the card (for example on a payment terminal's screen or a signed form). Optional. The card or bank account is stored on the customer as a stored payment method and the consent is recorded against it, so a later merchant-initiated charge on the token resolves it. Conditional: When StoredCredentialConsent is not null.
  Fields:
  - `capturedAtUtc` (string(date-time)) required: When the cardholder agreed, in UTC. Required. A time more than five minutes in the future is refused. Conditional: When CapturedAtUtc is not null. Conditional: When CapturedAtUtc meets a condition. (nullable)
  - `method` ([ConsentCaptureMethod](https://devportal.signapay-sbx.winkpg.io/docs/api/models/ConsentCaptureMethod.md)) required: How the cardholder agreed. Required. A terminal sends `OnScreen` for acceptance on its screen, `SignedForm` for a signature, or `InPerson` for verbal agreement at the counter; `Phone`, `Email`, `OnlineForm` and `Other` are accepted too. (nullable)
    Values:
    - `InPerson`: In-person interaction. Cardholder was physically present.
    - `Phone`: Phone call with the cardholder (potentially recorded).
    - `SignedForm`: Paper / digital form signed by the cardholder.
    - `Email`: Email exchange in which cardholder agreed.
    - `OnlineForm`: Online form on the merchant's own website / app.
    - `OnScreen`: The cardholder accepted the terms on a device screen at the point of sale, such as a payment terminal or a tablet, at the moment the card was read.
    - `Other`: Other method not captured above. Operators / merchants use the notes field or merchant reference to explain.
  - `allowedUsages` ([StoredCredentialUsage](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredCredentialUsage.md)): The future uses the cardholder agreed to, as flags: `Recurring`, `Installment`, `UnscheduledCOF` and `OneTimeFuture`, combined when the cardholder agreed to more than one. Required, and at least one flag must be set. Conditional: When AllowedUsages != None. Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
    Values:
    - `None`: No permitted uses. Consent record is effectively inactive.
    - `Recurring`: Scheduled recurring charges (subscriptions, membership dues). Maps to Recurring.
    - `Installment`: Fixed-schedule installment plans dividing a known total. Maps to Installment.
    - `UnscheduledCOF`: Merchant-triggered charges for pre-agreed events (balance top-ups, usage overages, no-show fees, delayed charges). Maps to several MIT reason codes including UnscheduledCOF, NoShow, DelayedCharge, and IncrementalAuth.
    - `OneTimeFuture`: A single known future cardholder-initiated purchase the credential was saved for (e.g. "save card for my next order"). Not used for MITs.
  - `consentTextVersion` (string) required: The version of the consent text the cardholder was shown, as returned by the stored-credential consent configuration endpoint. Required, up to 200 characters. (nullable, max length 200)
  - `evidenceReference` (string): Your own reference to the evidence you kept, such as the identifier of a stored signature image or a terminal log line. Optional, up to 200 characters. Shown on the consent's evidence in the back office. (nullable, max length 200)
  - `enrollmentTerms` ([EnrollmentTermsInput](https://devportal.signapay-sbx.winkpg.io/docs/api/models/EnrollmentTermsInput.md)): The payment terms the cardholder agreed to. Required when `allowedUsages` includes `Recurring` or `Installment`, and then the amount, frequency and duration must each be set. Conditional: When EnrollmentTerms is not null. Required: When IncludesRecurringOrInstallment(AllowedUsages) is true.

_Example: Vault a card without a transaction_

Stores a card in the vault without charging it. The response returns the token's identifiers (id, and publicReference, the handle to show outside your own systems) and maskedPaymentDetails, the card with its number masked. The CVV is never stored and never returned.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
}
```

_Example: Vault a card, safe to retry_

The same create with an idempotency key, for a bulk import that may retry after a timeout. Resending the same key with the same card returns the token already minted instead of a second one; idempotencyStatus on the response reads KeyAccepted on the first call and Replayed on a retry. Use a fresh key for a different card.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
}
```

_Example: Vault a card on a customer with the cardholder's consent_

Stores a card on a customer and records the stored-credential consent the cardholder gave on a signed form. Send the customer's id as customerId. The card becomes a stored payment method on that customer, and the consent is recorded against it with an origin of Api, the capture time sent here and evidenceReference as its merchant reference. The response returns the token and storedCredentialConsentId. A later unscheduled merchant-initiated charge on the token resolves the consent, and carries no original network transaction id because this create makes no processor call. Send no idempotencyKey with a consent; repeating the same request returns the same token and consent. Fetch consentTextVersion from the stored-credential consent configuration endpoint and send the version you showed the cardholder.

```json
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
}
```

## Responses

### 200

OK

**Content type:** `application/json`

Schema: [`CreateStandaloneTokenResponseDto`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CreateStandaloneTokenResponseDto.md)

Properties:
- `id` (string(uuid)): The internal vault record id of the minted token. Deprecated for external use: charge with `publicReference` instead.
- `numericToken` (integer(int64)): Legacy numeric form of the token, retained for existing internal callers and back-compat. Not the preferred external handle: use `publicReference`. (nullable)
- `cardFormatToken` (string): Legacy card-format (PAN-shaped) form of the token, retained for existing internal callers and back-compat. Not the preferred external handle: use `publicReference`. (nullable)
- `publicReference` (string): The chargeable public reference of the minted token (the opaque `pt_`-prefixed handle). (nullable)
- `maskedPaymentDetails` ([PaymentDetailSnapshot](https://devportal.signapay-sbx.winkpg.io/docs/api/models/PaymentDetailSnapshot.md))
  Fields:
  - `cardData` ([CardData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CardData.md)): Conditional: When CardData is not null.
  - `checkData` ([CheckData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/CheckData.md)): Conditional: When CheckData is not null.
  - `tokenData` ([TokenData](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenData.md)): Conditional: When TokenData is not null.
  - `processorTokens` (array<[StoredProcessorToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredProcessorToken.md)>): Processor-issued reusable tokens (e.g. TSYS `RequestToken`) captured at auth time and stored alongside the card. Keyed by processor + processor profile; a repeat sale prefers a matching token at the rail and falls back to the PAN. An empty list when no processor token is held. (nullable)
  - `networkToken` ([StoredNetworkToken](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StoredNetworkToken.md)): The network token (DPAN) provisioned for this payment method, when one exists. On a read it carries only non-sensitive metadata: state, network, token suffix, expiry and timestamps. The token number and the provider identifiers are never returned.
  - `paymentMethodType` ([TokenPaymentMethodType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenPaymentMethodType.md)): (read only)
    Values:
    - `Unknown`: Not classified.
    - `Card`: A card, keyed or read.
    - `Check`: A bank account debited over ACH, or a check.
    - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
    - `AlternativePayment`: An alternative payment method approved inside a provider and presented as an approval reference.
- `type` ([TokenType](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenType.md)): Defines the supported token types used in transaction-related models. Also aliased as the platform's payment-method category (`InitializeContext` imports it as `PaymentMethodCategory`), which is what the processor-profile pre-filter narrows on.
  Values:
  - `Card`: A card, keyed or read.
  - `Check`: A bank account debited over ACH, or a check.
  - `Cash`: Cash, which carries no instrument block of its own.
  - `DigitalWallet`: A digital wallet (Apple Pay, Google Pay, Paze), which rides the card networks.
  - `AlternativePayment`: An alternative payment method approved inside a provider (PayPal, Venmo, Pay Later, Affirm, Klarna, Afterpay) and presented to the gateway as an approval reference.
- `category` ([TokenCategory](https://devportal.signapay-sbx.winkpg.io/docs/api/models/TokenCategory.md)): Defines the category of a token used in transaction processing.
  Values:
  - `Internal`
  - `Network`
  - `Wallet`
- `idempotencyStatus` ([StandaloneTokenCreateIdempotencyStatus](https://devportal.signapay-sbx.winkpg.io/docs/api/models/StandaloneTokenCreateIdempotencyStatus.md)): What create idempotency did to the request that produced this response.
  Values:
  - `NotRequested`: The request carried no idempotencyKey, so there was nothing to deduplicate. A repeat send mints a second token for the same card.
  - `KeyAccepted`: The request carried an idempotencyKey and this request claimed it. This is the original create; a repeat send of the same request inside the deduplication window returns this token instead of minting another.
  - `Replayed`: The idempotencyKey matched a create that had already produced a token for this merchant and credential, so nothing was minted. The response body is that original token exactly as it stands, with its original identifiers and public reference.
- `storedCredentialConsentId` (string(uuid)): The id of the stored-credential consent recorded by a token create whose request carried one (a standalone create or a mint from a transaction); null otherwise. A later merchant-initiated charge on the token resolves the consent automatically, so sending this id as `storedCredentialConsentId` is optional. (nullable)
- `consentedCardPrice` ([ConsentedCardPriceDto](https://devportal.signapay-sbx.winkpg.io/docs/api/models/ConsentedCardPriceDto.md)): The dual pricing card price the stored-credential consent recorded, as the platform priced it from the merchant's configuration. Read-only: never taken from the request. Null when the request carried no consent, or when the consent recorded no card price.
  Fields:
  - `rate` (number(double)): The card price rate the consent recorded, as a decimal fraction of each payment's cash price (`0.04` is 4 percent). Read-only and priced by the platform. Null when the consent recorded an amount instead. (nullable)
  - `amount` (number(double)): The flat card price uplift the consent recorded for each payment, in the merchant's currency (the unit of the enrollment terms' `fixedAmount`). Read-only and priced by the platform. Null when the consent recorded a rate instead. (nullable)

### 429

The request was refused because a rate limit was exceeded, or because something a later retry can clear stopped it. A rate limit refusal carries an `application/problem+json` body: wait at least the interval `Retry-After` names before retrying, then back off. Limits are tuned per deployment, so read the allowance from the response headers rather than assuming a fixed ceiling. Any other refusal carries the standard error envelope as `application/json`, and its `error.code` names the cause.

**Content type:** `application/problem+json`

Schema: [`RateLimitProblemDetails`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RateLimitProblemDetails.md)

Properties:
- `type` (string) required: The problem type identifier. Always the same value: the failure is the status code itself, so there is no sub-type for a caller to branch on. (nullable)
- `title` (string) required: A short, human-readable summary of the problem type. (nullable)
- `status` (integer(int32)) required: The HTTP status code, repeated in the body as the problem-details format defines.
- `detail` (string) required: A human-readable explanation of this occurrence of the problem. (nullable)
- `retryAfterSeconds` (integer(int32)) required: How long to wait before retrying, in whole seconds, carrying the same figure as the `Retry-After` header. Always at least one: a value of zero would invite an immediate retry that is certain to be rejected again.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

### 400

Bad request. The request was malformed or failed validation. When validation rejected it, `error.validationErrors` names each member at fault and why.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

_Example: Request failed validation_

One or more fields were rejected before any rule ran. error.code is null on the envelope and the causes are in validationErrors, one entry per failure. An entry carries code when the validator declared a publishable one, and memberPaths when the full path says more than members does (an element inside a collection, for example). Both keys are omitted when they would add nothing.

```json
{
  "error": {
    "code": null,
    "message": "Your request is not valid!",
    "details": "The following errors were detected during validation.",
    "data": {
      "correlationId": "0123456789abcdef0123456789abcdef"
    },
    "validationErrors": [
      {
        "message": "'Amount' must be greater than 0.",
        "members": [
          "amount"
        ]
      },
      {
        "message": "The card has expired.",
        "members": [
          "expirationDate"
        ],
        "code": "CardData:CardExpired"
      },
      {
        "message": "'Value' must not be empty.",
        "members": [
          "value"
        ],
        "memberPaths": [
          "customFields[2].value"
        ]
      }
    ]
  }
}
```

### 401

Unauthorized. The request carried no API key or signed-in session, or the key it carried is invalid, revoked or expired.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

### 403

Forbidden. The API key lacks the scope this operation needs, the signed-in user lacks the permission, or a business rule refused the request. The error code in the body names the reason.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

### 404

Not found. The resource the request names does not exist or is not visible to the caller: a resource that belongs to a merchant or tenant outside the caller's scope is reported as not found.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

_Example: Resource not found_

The id in the path names no record the caller can see. Most resources answer with a null error.code and a message naming the resource type and the id; a resource that publishes a not-found code in the catalog above carries it in error.code instead, so check for one before matching on the message.

```json
{
  "error": {
    "code": null,
    "message": "There is no entity Transaction with id = 7d1f3a52-0c4e-4b8a-9e21-5a6b7c8d9e00!",
    "details": null,
    "data": {
      "correlationId": "0123456789abcdef0123456789abcdef"
    },
    "validationErrors": null
  }
}
```

### 500

Internal server error. The platform failed unexpectedly while handling the request. If it keeps failing, contact support and quote the correlation id, which the response carries in the `X-Correlation-Id` header and as `error.data.correlationId`.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

### 501

Not implemented. The operation is declared but has no implementation on this deployment, so no request to it can succeed. Retrying does not help.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

### default

The request failed. The body carries the standard error envelope: a machine-readable `error.code`, a human-readable `error.message`, and `error.validationErrors` when the failure was a validation rejection. The [error reference](https://devportal.signapay-sbx.winkpg.io/docs/errors.md) lists the values `error.code` can take.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))

_Example: Business rule refused the request_

The request was understood and rejected by a platform rule. This is the shape that carries a code from the catalog above, so branch on error.code rather than on the message text. The HTTP status is the one listed against the code.

```json
{
  "error": {
    "code": "Transactions:OperationNotAllowed",
    "message": "The operation 'Void' is not allowed on a Sale transaction with result 'Approved' and settlement state 'Settled'.",
    "details": null,
    "data": {
      "correlationId": "0123456789abcdef0123456789abcdef"
    },
    "validationErrors": null
  }
}
```

### Errors

These statuses answer with the error envelope outlined below.

- `400`: Bad request. The request was malformed or failed validation. When validation rejected it, `error.validationErrors` names each member at fault and why.
- `401`: Unauthorized. The request carried no API key or signed-in session, or the key it carried is invalid, revoked or expired.
- `403`: Forbidden. The API key lacks the scope this operation needs, the signed-in user lacks the permission, or a business rule refused the request. The error code in the body names the reason.
- `404`: Not found. The resource the request names does not exist or is not visible to the caller: a resource that belongs to a merchant or tenant outside the caller's scope is reported as not found.
- `500`: Internal server error. The platform failed unexpectedly while handling the request. If it keeps failing, contact support and quote the correlation id, which the response carries in the `X-Correlation-Id` header and as `error.data.correlationId`.
- `501`: Not implemented. The operation is declared but has no implementation on this deployment, so no request to it can succeed. Retrying does not help.
- `default`: The request failed. The body carries the standard error envelope: a machine-readable `error.code`, a human-readable `error.message`, and `error.validationErrors` when the failure was a validation rejection. The [error reference](https://devportal.signapay-sbx.winkpg.io/docs/errors.md) lists the values `error.code` can take.

**Content type:** `application/json`

Schema: [`RemoteServiceErrorResponse`](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorResponse.md)

Properties:
- `error` ([RemoteServiceErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceErrorInfo.md))
  Fields:
  - `code` (string): (nullable)
  - `message` (string): (nullable)
  - `details` (string): (nullable)
  - `data` (object): (nullable)
  - `validationErrors` (array<[RemoteServiceValidationErrorInfo](https://devportal.signapay-sbx.winkpg.io/docs/api/models/RemoteServiceValidationErrorInfo.md)>): (nullable)

_Example: Request failed validation_

One or more fields were rejected before any rule ran. error.code is null on the envelope and the causes are in validationErrors, one entry per failure. An entry carries code when the validator declared a publishable one, and memberPaths when the full path says more than members does (an element inside a collection, for example). Both keys are omitted when they would add nothing.

```json
{
  "error": {
    "code": null,
    "message": "Your request is not valid!",
    "details": "The following errors were detected during validation.",
    "data": {
      "correlationId": "0123456789abcdef0123456789abcdef"
    },
    "validationErrors": [
      {
        "message": "'Amount' must be greater than 0.",
        "members": [
          "amount"
        ]
      },
      {
        "message": "The card has expired.",
        "members": [
          "expirationDate"
        ],
        "code": "CardData:CardExpired"
      },
      {
        "message": "'Value' must not be empty.",
        "members": [
          "value"
        ],
        "memberPaths": [
          "customFields[2].value"
        ]
      }
    ]
  }
}
```

## Authentication

- `ApiKey`

## Example request

Every block below sends the same request. Replace {{BASE_URL}} with the address of the API you are calling and {{API_KEY}} with your own key.

The request body is a CreateStandaloneTokenRequestDto. See the Request body section below for its fields.

These blocks send the Vault a card without a transaction example. The other examples follow under Other request examples.

Stores a card in the vault without charging it. The response returns the token's identifiers (id, and publicReference, the handle to show outside your own systems) and maskedPaymentDetails, the card with its number masked. The CVV is never stored and never returned.

### cURL

```bash
curl -X POST "{{BASE_URL}}/api/tokens/create-standalone-async" \
  -H "api-key: {{API_KEY}}" \
  -H "Content-Type: application/json" \
  -d '{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
}'
```

### PowerShell

```powershell
$headers = @{
    'api-key' = '{{API_KEY}}'
}

$body = @'
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
}
'@

$response = Invoke-RestMethod -Method POST -Uri '{{BASE_URL}}/api/tokens/create-standalone-async' `
    -Headers $headers -ContentType 'application/json' -Body $body
```

### TypeScript (SDK)

```bash
npm install @winkpg/winkpg-api
```

```typescript
import { Configuration, TokensApi } from '@winkpg/winkpg-api';

const api = new TokensApi(new Configuration({
  basePath: '{{BASE_URL}}',
  apiKey: '{{API_KEY}}',
}));

const { data } = await api.tokensCreateStandalone({
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
});
```

### TypeScript (raw HTTP)

```typescript
const response = await fetch('{{BASE_URL}}/api/tokens/create-standalone-async', {
  method: 'POST',
  headers: {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "merchantId": "00000000-0000-0000-0000-000000000001",
    "paymentDetails": {
      "cardData": {
        "cardNumber": "4111111111111111",
        "expirationMonth": 12,
        "expirationYear": 2030,
        "cardVerificationValue": "123",
        "nameOnCard": "Jordan Cardholder",
        "entryMode": "Manual",
        "cvPresence": "Submitted"
      }
    },
    "type": "Card",
    "category": "Internal"
  }),
});

const data = await response.json();
```

### C# (SDK)

```bash
dotnet add package WinkPg.Api.Client
```

```csharp
using WinkPg.Api.Client.Api;
using WinkPg.Api.Client.Client;
using System.Text.Json;

var config = new Configuration { BasePath = "{{BASE_URL}}" };
config.AddApiKey("api-key", "{{API_KEY}}");

var api = new TokensApi(config);
var body = JsonSerializer.Deserialize<CreateStandaloneTokenRequestDto>("""
    {
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal"
    }
    """);

var result = await api.TokensCreateStandaloneAsync(body);
```

### C# (raw HTTP)

```csharp
using System.Text;

using var http = new HttpClient { BaseAddress = new Uri("{{BASE_URL}}") };

var request = new HttpRequestMessage(new HttpMethod("POST"), "/api/tokens/create-standalone-async");
request.Headers.Add("api-key", "{{API_KEY}}");

request.Content = new StringContent("""
    {
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal"
    }
    """, Encoding.UTF8, "application/json");

var response = await http.SendAsync(request);
response.EnsureSuccessStatusCode();
var json = await response.Content.ReadAsStringAsync();
```

### Python (SDK)

```bash
pip install winkpg-api
```

```python
import winkpg_api

configuration = winkpg_api.Configuration(host="{{BASE_URL}}")
configuration.api_key["ApiKey"] = "{{API_KEY}}"

with winkpg_api.ApiClient(configuration) as client:
    api = winkpg_api.TokensApi(client)
    body = winkpg_api.CreateStandaloneTokenRequestDto.from_dict({
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal"
    })
    result = api.tokens_create_standalone(body)
```

### Python (raw HTTP)

```bash
pip install requests
```

```python
import requests

headers = {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
}

body = {
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal"
}

response = requests.request(
    "POST",
    "{{BASE_URL}}/api/tokens/create-standalone-async",
    headers=headers,
    json=body,
)
response.raise_for_status()
data = response.json()
```

## Other request examples

Each example below is one request, shown in every language with the same placeholders.

### Vault a card, safe to retry

The same create with an idempotency key, for a bulk import that may retry after a timeout. Resending the same key with the same card returns the token already minted instead of a second one; idempotencyStatus on the response reads KeyAccepted on the first call and Replayed on a retry. Use a fresh key for a different card.

#### cURL

```bash
curl -X POST "{{BASE_URL}}/api/tokens/create-standalone-async" \
  -H "api-key: {{API_KEY}}" \
  -H "Content-Type: application/json" \
  -d '{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
}'
```

#### PowerShell

```powershell
$headers = @{
    'api-key' = '{{API_KEY}}'
}

$body = @'
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
}
'@

$response = Invoke-RestMethod -Method POST -Uri '{{BASE_URL}}/api/tokens/create-standalone-async' `
    -Headers $headers -ContentType 'application/json' -Body $body
```

#### TypeScript (SDK)

```bash
npm install @winkpg/winkpg-api
```

```typescript
import { Configuration, TokensApi } from '@winkpg/winkpg-api';

const api = new TokensApi(new Configuration({
  basePath: '{{BASE_URL}}',
  apiKey: '{{API_KEY}}',
}));

const { data } = await api.tokensCreateStandalone({
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
});
```

#### TypeScript (raw HTTP)

```typescript
const response = await fetch('{{BASE_URL}}/api/tokens/create-standalone-async', {
  method: 'POST',
  headers: {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "merchantId": "00000000-0000-0000-0000-000000000001",
    "paymentDetails": {
      "cardData": {
        "cardNumber": "4111111111111111",
        "expirationMonth": 12,
        "expirationYear": 2030,
        "cardVerificationValue": "123",
        "nameOnCard": "Jordan Cardholder",
        "entryMode": "Manual",
        "cvPresence": "Submitted"
      }
    },
    "type": "Card",
    "category": "Internal",
    "idempotencyKey": "import-2026-09-row-0012"
  }),
});

const data = await response.json();
```

#### C# (SDK)

```bash
dotnet add package WinkPg.Api.Client
```

```csharp
using WinkPg.Api.Client.Api;
using WinkPg.Api.Client.Client;
using System.Text.Json;

var config = new Configuration { BasePath = "{{BASE_URL}}" };
config.AddApiKey("api-key", "{{API_KEY}}");

var api = new TokensApi(config);
var body = JsonSerializer.Deserialize<CreateStandaloneTokenRequestDto>("""
    {
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal",
      "idempotencyKey": "import-2026-09-row-0012"
    }
    """);

var result = await api.TokensCreateStandaloneAsync(body);
```

#### C# (raw HTTP)

```csharp
using System.Text;

using var http = new HttpClient { BaseAddress = new Uri("{{BASE_URL}}") };

var request = new HttpRequestMessage(new HttpMethod("POST"), "/api/tokens/create-standalone-async");
request.Headers.Add("api-key", "{{API_KEY}}");

request.Content = new StringContent("""
    {
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal",
      "idempotencyKey": "import-2026-09-row-0012"
    }
    """, Encoding.UTF8, "application/json");

var response = await http.SendAsync(request);
response.EnsureSuccessStatusCode();
var json = await response.Content.ReadAsStringAsync();
```

#### Python (SDK)

```bash
pip install winkpg-api
```

```python
import winkpg_api

configuration = winkpg_api.Configuration(host="{{BASE_URL}}")
configuration.api_key["ApiKey"] = "{{API_KEY}}"

with winkpg_api.ApiClient(configuration) as client:
    api = winkpg_api.TokensApi(client)
    body = winkpg_api.CreateStandaloneTokenRequestDto.from_dict({
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal",
      "idempotencyKey": "import-2026-09-row-0012"
    })
    result = api.tokens_create_standalone(body)
```

#### Python (raw HTTP)

```bash
pip install requests
```

```python
import requests

headers = {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
}

body = {
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "idempotencyKey": "import-2026-09-row-0012"
}

response = requests.request(
    "POST",
    "{{BASE_URL}}/api/tokens/create-standalone-async",
    headers=headers,
    json=body,
)
response.raise_for_status()
data = response.json()
```

### Vault a card on a customer with the cardholder's consent

Stores a card on a customer and records the stored-credential consent the cardholder gave on a signed form. Send the customer's id as customerId. The card becomes a stored payment method on that customer, and the consent is recorded against it with an origin of Api, the capture time sent here and evidenceReference as its merchant reference. The response returns the token and storedCredentialConsentId. A later unscheduled merchant-initiated charge on the token resolves the consent, and carries no original network transaction id because this create makes no processor call. Send no idempotencyKey with a consent; repeating the same request returns the same token and consent. Fetch consentTextVersion from the stored-credential consent configuration endpoint and send the version you showed the cardholder.

#### cURL

```bash
curl -X POST "{{BASE_URL}}/api/tokens/create-standalone-async" \
  -H "api-key: {{API_KEY}}" \
  -H "Content-Type: application/json" \
  -d '{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
}'
```

#### PowerShell

```powershell
$headers = @{
    'api-key' = '{{API_KEY}}'
}

$body = @'
{
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
}
'@

$response = Invoke-RestMethod -Method POST -Uri '{{BASE_URL}}/api/tokens/create-standalone-async' `
    -Headers $headers -ContentType 'application/json' -Body $body
```

#### TypeScript (SDK)

```bash
npm install @winkpg/winkpg-api
```

```typescript
import { Configuration, TokensApi } from '@winkpg/winkpg-api';

const api = new TokensApi(new Configuration({
  basePath: '{{BASE_URL}}',
  apiKey: '{{API_KEY}}',
}));

const { data } = await api.tokensCreateStandalone({
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
});
```

#### TypeScript (raw HTTP)

```typescript
const response = await fetch('{{BASE_URL}}/api/tokens/create-standalone-async', {
  method: 'POST',
  headers: {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "merchantId": "00000000-0000-0000-0000-000000000001",
    "customerId": "00000000-0000-0000-0000-000000000201",
    "paymentDetails": {
      "cardData": {
        "cardNumber": "4111111111111111",
        "expirationMonth": 12,
        "expirationYear": 2030,
        "cardVerificationValue": "123",
        "nameOnCard": "Jordan Cardholder",
        "entryMode": "Manual",
        "cvPresence": "Submitted"
      }
    },
    "type": "Card",
    "category": "Internal",
    "storedCredentialConsent": {
      "capturedAtUtc": "2026-10-14T15:30:00Z",
      "method": "SignedForm",
      "allowedUsages": "UnscheduledCOF",
      "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
      "evidenceReference": "signed-form-2026-10-000731"
    }
  }),
});

const data = await response.json();
```

#### C# (SDK)

```bash
dotnet add package WinkPg.Api.Client
```

```csharp
using WinkPg.Api.Client.Api;
using WinkPg.Api.Client.Client;
using System.Text.Json;

var config = new Configuration { BasePath = "{{BASE_URL}}" };
config.AddApiKey("api-key", "{{API_KEY}}");

var api = new TokensApi(config);
var body = JsonSerializer.Deserialize<CreateStandaloneTokenRequestDto>("""
    {
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "customerId": "00000000-0000-0000-0000-000000000201",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal",
      "storedCredentialConsent": {
        "capturedAtUtc": "2026-10-14T15:30:00Z",
        "method": "SignedForm",
        "allowedUsages": "UnscheduledCOF",
        "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
        "evidenceReference": "signed-form-2026-10-000731"
      }
    }
    """);

var result = await api.TokensCreateStandaloneAsync(body);
```

#### C# (raw HTTP)

```csharp
using System.Text;

using var http = new HttpClient { BaseAddress = new Uri("{{BASE_URL}}") };

var request = new HttpRequestMessage(new HttpMethod("POST"), "/api/tokens/create-standalone-async");
request.Headers.Add("api-key", "{{API_KEY}}");

request.Content = new StringContent("""
    {
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "customerId": "00000000-0000-0000-0000-000000000201",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal",
      "storedCredentialConsent": {
        "capturedAtUtc": "2026-10-14T15:30:00Z",
        "method": "SignedForm",
        "allowedUsages": "UnscheduledCOF",
        "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
        "evidenceReference": "signed-form-2026-10-000731"
      }
    }
    """, Encoding.UTF8, "application/json");

var response = await http.SendAsync(request);
response.EnsureSuccessStatusCode();
var json = await response.Content.ReadAsStringAsync();
```

#### Python (SDK)

```bash
pip install winkpg-api
```

```python
import winkpg_api

configuration = winkpg_api.Configuration(host="{{BASE_URL}}")
configuration.api_key["ApiKey"] = "{{API_KEY}}"

with winkpg_api.ApiClient(configuration) as client:
    api = winkpg_api.TokensApi(client)
    body = winkpg_api.CreateStandaloneTokenRequestDto.from_dict({
      "merchantId": "00000000-0000-0000-0000-000000000001",
      "customerId": "00000000-0000-0000-0000-000000000201",
      "paymentDetails": {
        "cardData": {
          "cardNumber": "4111111111111111",
          "expirationMonth": 12,
          "expirationYear": 2030,
          "cardVerificationValue": "123",
          "nameOnCard": "Jordan Cardholder",
          "entryMode": "Manual",
          "cvPresence": "Submitted"
        }
      },
      "type": "Card",
      "category": "Internal",
      "storedCredentialConsent": {
        "capturedAtUtc": "2026-10-14T15:30:00Z",
        "method": "SignedForm",
        "allowedUsages": "UnscheduledCOF",
        "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
        "evidenceReference": "signed-form-2026-10-000731"
      }
    })
    result = api.tokens_create_standalone(body)
```

#### Python (raw HTTP)

```bash
pip install requests
```

```python
import requests

headers = {
    "api-key": "{{API_KEY}}",
    "Content-Type": "application/json",
}

body = {
  "merchantId": "00000000-0000-0000-0000-000000000001",
  "customerId": "00000000-0000-0000-0000-000000000201",
  "paymentDetails": {
    "cardData": {
      "cardNumber": "4111111111111111",
      "expirationMonth": 12,
      "expirationYear": 2030,
      "cardVerificationValue": "123",
      "nameOnCard": "Jordan Cardholder",
      "entryMode": "Manual",
      "cvPresence": "Submitted"
    }
  },
  "type": "Card",
  "category": "Internal",
  "storedCredentialConsent": {
    "capturedAtUtc": "2026-10-14T15:30:00Z",
    "method": "SignedForm",
    "allowedUsages": "UnscheduledCOF",
    "consentTextVersion": "sha256:0f3c2a9b7e15d4c86a1b0e9f2d7c3a5b8e4f6d1c9a2b7e0f3d5c8a1b4e6f9d2c",
    "evidenceReference": "signed-form-2026-10-000731"
  }
}

response = requests.request(
    "POST",
    "{{BASE_URL}}/api/tokens/create-standalone-async",
    headers=headers,
    json=body,
)
response.raise_for_status()
data = response.json()
```

## See also

- [All documentation](https://devportal.signapay-sbx.winkpg.io/llms.txt): the machine-readable index of every public page on this site.