# MerchantBillingAchAccountHolderType

A model the API reference uses in a request or a response. The operation pages link every field typed as this model here.

Whether a stored ACH bank account belongs to the business or to a person. Decides the ACH entry
class a merchant billing debit originates under: a business account is debited as a corporate
(CCD) entry, a personal account as a consumer (PPD) entry.

## Values

| Value | Description |
| --- | --- |
| `Business` | A business bank account. Debited as a corporate (CCD) entry. |
| `Personal` | A personal bank account, such as a sole proprietor's. Debited as a consumer (PPD) entry. |

## See also

- [All documentation](https://devportal.signapay-sbx.winkpg.io/llms.txt): the machine-readable index of every public page on this site.